The Philam Auto Passenger Protection Plan protects the Driver and Passengers while boarding, alighting from, or riding in the insured vehicle. It pays huge lump sum benefits plus reimburses all accident-related medical expenses up to the limits specified in the option chosen ... [ more details ]
UCPB GEN MOTOR EXCEL PROTECT COVERAGES : OWN DAMAGE / THEFT Accidental collision or overturning Fire, external explosion, self ignition or lightning Burglary or theft (including carnapping) Malcious act THIRD PARTY LIABILITY In the event of an... [ more details ]
We offer CTPL (Compulsory Third Party Liability) insurance for your car. It is the insurance needed to register your car in LTO. We can also work on your LTO registration without your appearance. (Non-appearance) Now that's hassle free! For details, call our office at 8932285 or 8938790.... [ more details ]
Philam Insurance My Auto A comprehensive insurance package for your private vehicles which includes: 1. Compulsary Third Party Liability (CTPL) Covers 3rd party bodily injury or death. This is required by the Land Transportation Office for the registration of your... [ more details ]
Vehicular accidents can destroy anyone's lives... Be protected! Comprehensive Coverages: Compulsory Third Party Liability Own Damage & Theft Excess Third Party Bodily Injury... [ more details ]
Your car is one of your most valuable investments, and you deserve nothing less than protection provided by a strong and stable company. This is exactly what you’ll get with BPI/MS Motor Insurance. • Security and peace of mind! BPI/MS is one of the leading... [ more details ]
Compulsary Third Party Liability (CTPL) A CTPL is different from a Comprehensive Car Insurance. CTPL is the insurance you obtain upon registration of your vehicle to LTO.
Comprehensive Car Insurance: A comprehensive car insurance policy comprises of:
A. Own Damage (OD) & Theft – Pays for damage of car in case of accident. Also pays for loss due to carnapping. Amount insured is the current fair market value of your car.
B. Excess Third Party Bodily Injury – Pays for bodily injury of third party (other party) in case damage is more than the amount covered by your CTPL. This will help in the hospitalization costs especially if the owner of the insured vehicle is at fault. C. Excess Third Party Bodily Injury Property Damage – Pays for the damage of other people’s properties due to accidents. This helps the insured car owners in paying for damaged properties especially if they are the ones at fault.
D. Auto Personal Accident (PA) Insurance - Pays for the hospitalization costs and medical expense of your passengers in the event of an accident
A car insurance policy insures all standard/stock accessories included. Additional accessories/modifications can be insured for additional premium. Premium depends on the actual value of the accessory.
Deductible/Participation is the contribution of the insured (owner of the car) in time of loss. This is to make car owners careful and wary of their car (though they’re insured)
In time of claims, car owners also pay for depreciation of parts, if the damaged part is replaced by a brand-new part, insured owners usually about 10% depreciation cost of the part.
Need to know more? Contact us at: Address: 2F Erlag Bldg., Esteban St., Legaspi Village, Makati City Telephone numbers: 8932285 / 8938790 Fax: 8935334 E-mail: paj546@hotmail.com YM: paj.resources